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Cat insurance

  • Cover vet fees up to £6000
  • Free 24/7 vet video consultations
  • Every policy you buy helps us support animal charities
  • Your vet can claim online on your behalf.
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What our customers are saying

Why choose us?

We have over 20 years experience

Animal Friends Pet Insurance was founded in 1998, exclusively providing pet insurance for over 20 years

Founded to support animal charities

Founded with the sole aim of providing pet insurance as a means to help support animal welfare charities

The ethical choice

To date we have donated over £4 million to over 300 animal welfare charities across 7 continents

Friendly UK-based team

We are ready to help, we are all animal lovers

If you are looking for pet insurance for a cat or kitten, we have 4 types of policy with various levels of cover to suit your budget as well as your cat's needs.

Accident Only Pet Insurance Accident Only

  • Covers vet fees for accidents.
  • Does not cover illnesses, diseases or have any other benefits.
  • Covers £2,500 per accident per year.
  • A lifetime limit of £15,000 per accident.
  • Any pre-existing conditions will not be covered.
Limits offered
£2,500 per accident £15,000 lifetime
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Time Limited Pet Insurance Time Limited

  • Cover for accidents, illnesses and conditions for 365 days or until the condition limit is reached.
  • There is also an annual combined payout limit – once reached, cover stops for all claims until the next policy year.
  • Upon renewing the policy, cover for eligible conditions continues.
  • Any pre-existing conditions will not be covered.
Limits offered
£1,000 - £4,000
per condition
dependent on chosen policy
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Max Benefit Pet Insurance Max Benefit

  • Cover for accidents, illnesses and conditions up to the specified cover limit, while the policy is active.
  • When a condition’s claim limit is reached, you will not be able to claim for that condition again.
  • Any pre-existing conditions will not be covered.
Limits offered
£1,000 - £4,000
per condition
dependent on chosen policy
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Lifetime Pet Insurance Lifetime

  • Our most comprehensive pet insurance.
  • Offers continuous cover against accidents and illnesses while the policy is active.
  • Each condition has an annual limit, refreshed when you renew the policy.
  • Any pre-existing conditions will not be covered.
  • Any condition that develops during the life of your policy with us may no longer be covered if you change provider.
Limits offered
£1,000 - £6,000
per condition, per year
dependent on chosen policy
Start My Quote View cover levels

Pet insurance premiums increase as your pet gets older, as the chance of your pet getting ill increases. A co-payment is currently payable on claims if you renew your policy after your dog turns 8 or your cat turns 10.

Free vet video consults for your dog or cat 24/7/365 through the Joii app

As an Animal Friends customer, you have access to:

  • Free video consults with a vet or nurse on your phone or tablet
  • A tailored symptom checker to find out what the problem is and what to do next
  • Get treatment plans and products delivered to your door.
Find out how to get free access

How much cover do you need?

You can ensure that you are prepared, should the worst happen, by choosing a cover that satisfies both your cat’s requirements and your budget….

Find out how much vet fees may cost

Already insured elsewhere?

We will cover you immediately when switching from another provider to Animal Friends. We have friendly phone, chat and email teams manning the phones, chat facility and email, ready to support you with any help or information you may need.

Learn more

Do you cover dental?

Many pet insurance companies do not cover any dental or gum treatment. Our Prestige and Assure Plus policy may cover dental and gum treatment if it was a direct result of an accident or injury.

We offer a variety of cat insurance policies with cover levels for vet fees ranging from £1,000 to £6,000 per condition. These competitively-priced plans mean you can find something to suit both your pet and your pocket.

Extra benefits such as Public Liability, Cattery Fees, and Theft and Straying are included with many of our policies - complementing your cover limit with extra protection and assistance should you need it.

We can insure cats from 4 weeks to 28 years old, so view our policies, get a quote, and find out just how affordable it is to insure your cat!

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Need some help?

Check out our FAQS and handy glossary to help you understand more about pet insurance.

Policy wording

Full policy summaries including what's covered, what's not covered, policy limits and policy wording definitions.

What our customers are saying!

Our pet insurance awards