If you are struggling financially due to COVID-19 then please call us on 0344 557 0300 or visit our FAQS.

Affordable
Dog insurance

  • Cover vet fees up to £6000
  • Free 24/7 vet video consultations
  • Every policy you buy helps us support animal charities
  • Your vet can claim online on your behalf.
Start My Quote Retrieve a quote

What our customers are saying

Why choose us?

We have over 20 years experience

Animal Friends Pet Insurance was founded in 1998, exclusively providing pet insurance for over 20 years

Founded to support animal charities

Founded with the sole aim of providing pet insurance as a means to help support animal welfare charities

The ethical choice

To date we have donated over £4 million to over 300 animal welfare charities across 7 continents

Friendly UK-based team

We are ready to help, we are all animal lovers

We have 4 types of policy with various levels of cover to suit your budget as well as your dog's needs. Please see our policy comparison table below, to see the different cover options available.

Accident Only Pet Insurance Accident Only

from
£3.73/month
  • Covers vet fees for accidents.
  • Does not cover illnesses, diseases or have any other benefits.
  • Covers £2,500 per accident per year.
  • A lifetime limit of £15,000 per accident.
  • Any pre-existing conditions will not be covered.
Limits offered
£2,500 per accident £15,000 lifetime
Start My Quote View cover levels

Time Limited Pet Insurance Time Limited

from
£0.00/month
  • Cover for accidents, illnesses and conditions for 365 days or until the condition limit is reached.
  • There is also an annual combined payout limit – once reached, cover stops for all claims until the next policy year.
  • Upon renewing the policy, cover for eligible conditions continues.
  • Any pre-existing conditions will not be covered.
Limits offered
£1,000 - £4,000
per condition
dependent on chosen policy
Start My Quote View cover levels

Max Benefit Pet Insurance Max Benefit

from
£6.25/month
  • Cover for accidents, illnesses and conditions up to the specified cover limit, while the policy is active.
  • When a condition’s claim limit is reached, you will not be able to claim for that condition again.
  • Any pre-existing conditions will not be covered.
Limits offered
£1,000 - £4,000
per condition
dependent on chosen policy
Start My Quote View cover levels

Lifetime Pet Insurance Lifetime

from
£6.38/month
  • Our most comprehensive pet insurance.
  • Offers continuous cover against accidents and illnesses while the policy is active.
  • Each condition has an annual limit, refreshed when you renew the policy.
  • Any pre-existing conditions will not be covered.
  • Any condition that develops during the life of your policy with us may no longer be covered if you change provider.
Limits offered
£1,000 - £6,000
per condition, per year
dependent on chosen policy
Start My Quote View cover levels

Pet insurance premiums increase as your pet gets older, as the chance of your pet getting ill increases. A co-payment is currently payable on claims if you renew your policy after your dog turns 8 or your cat turns 10.

Free vet video consults for your dog or cat 24/7/365 through the Joii app

As an Animal Friends customer, you have access to:

  • Free video consults with a vet or nurse on your phone or tablet
  • A tailored symptom checker to find out what the problem is and what to do next
  • Get treatment plans and products delivered to your door.
Find out how to get free access

How much cover do you need?

It is vital that you choose a cover level that is appropriate for both your dog and your budget. This way, should the worst happen to your canine friend, you can ensure that you are prepared…

Find out how much vet fees may cost

Already insured elsewhere?

We will cover you immediately when switching from another provider to Animal Friends. We have friendly phone, chat and email teams manning the phones, chat facility and email, ready to support you with any help or information you may need.

Learn more

Do you cover dental?

Many pet insurance companies do not cover any dental or gum treatment. Our Prestige and Assure Plus policy may cover dental and gum treatment if it was a direct result of an accident or injury.

We have a range of competitively-priced dog insurance policies designed to cater to your pet and pocket, with cover for vet fees ranging from £1,000 to £6,000 per condition depending on the chosen plan.

Many of our policies include extra benefits such as Public Liability, Theft and Straying and Holiday Cover - providing extra protection and assistance to complement your cover limit.

We can insure dogs aged between 4 weeks and 28 years, so check out our policies, Start My Quote, and find out just how affordable insuring your dog can be!

Start My Quote

Need some help?

Check out our FAQS and handy glossary to help you understand more about pet insurance.

Policy wording

Full policy summaries including what's covered, what's not covered, policy limits and policy wording definitions.

What our customers are saying!

Our pet insurance awards